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  • Health 100

    Health

    Issue Age

    5-55 YEARS OLD

    Coverage Age

    UNTIL 100 YEARS OLD

    You can buy this via a

    PHILAM LIFE FINANCIAL ADVISOR


    WHAT THIS PRODUCT IS ABOUT  

    While healthcare costs continue to rise, most Filipinos say that they are not yet financially ready to carry the burden of hospitalization. When HMO benefits are not enough to cover hospital expenses, they are pushed to use their personal savings.

    Health 100 protects you and your loved ones from the expenses and loss of income when you get sick. It provides comprehensive hospital benefits, including coverage for daily hospitalization.

    • Talk to us now Talk to us now
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    • DOWNLOAD BROCHURE DOWNLOAD BROCHURE
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    what does it provide?

    • COMPREHENSIVE HOSPITALIZATION COVERAGE
      COMPREHENSIVE HOSPITALIZATION COVERAGE

      Receive cash for each day you get hospitalized. You can also get extra cash benefits for long-term hospitalization, ICU stay, outpatient consultations or surgeries.

    • CRITICAL ILLNESS HOSPITALIZATION BENEFIT
      CRITICAL ILLNESS HOSPITALIZATION BENEFIT

      Receive additional cash for each day you get hospitalized due to cancer, poliomyelitis, muscular dystrophy, multiple sceloris, and cirrhosis of the liver. 

    • GUARANTEED AND AFFORDABLE HEALTH PLAN
      GUARANTEED AND AFFORDABLE HEALTH PLAN

      Enjoy affordable coverage at fixed premium amounts. You can choose to pay monthly, quarterly, semi-annually, or annually to better suit your budget.

    • LIFE INSURANCE BENEFIT
      LIFE INSURANCE BENEFIT

      Your plan has a total Lifetime Amount of Coverage, or LAC, from which all your benefits are deducted. If you pass away, you get to leave a cash amount equal to your remaining LAC or the total premiums paid, whichever is lower.

    • CASH BENEFITS WHEN YOU ARE OLDER
      CASH BENEFITS WHEN YOU ARE OLDER

      You get to receive cash when you reach the age of 80 and 100 to celebrate your long life and good health.

    insurance lingo explained

    What does "premium" mean?

    This is the fee you pay us to protect you and your loved ones for a specified risk and a specified period of time.



    THE FINE PRINT

    • Hospital benefits are deducted from the Lifetime Amount Coverage (LAC). The remaining LAC or premiums paid, whichever is lower, will be returned to you upon reaching the age of 100 or to your beneficiaries in case of loss of life.

      Hospital benefits are deducted from the Lifetime Amount Coverage (LAC). The remaining LAC or premiums paid, whichever is lower, will be returned to you upon reaching the age of 100 or to your beneficiaries in case of loss of life.

    • Health 100 can be availed in three variants: Silver (Lifetime Amount Coverage of P1M), Gold (Lifetime Amount Coverage of P2M), and Platinum (Lifetime Amount Coverage of P3M)

      Health 100 can be availed in three variants: Silver (Lifetime Amount Coverage of P1M), Gold (Lifetime Amount Coverage of P2M), and Platinum (Lifetime Amount Coverage of P3M)

    • The Surgical Allowance Benefit is subject to the maximum surgical reimbursement limit of your chosen plan.

      The Surgical Allowance Benefit is subject to the maximum surgical reimbursement limit of your chosen plan.

    • The Critical Illness Hospitalization Benefit does not include Skin Cancer.

      The Critical Illness Hospitalization Benefit does not include Skin Cancer.

    • The minimum premium required may increase depending on the occupational and medical ratings of the proposed insured.

      The minimum premium required may increase depending on the occupational and medical ratings of the proposed insured.

    • The contents of this page are for illustrative purposes only. Actual terms and conditions of insurance coverage are found in the policy. In case of conflict, policy terms shall prevail.

      The contents of this page are for illustrative purposes only. Actual terms and conditions of insurance coverage are found in the policy. In case of conflict, policy terms shall prevail.

    CONTACT PHILAM LIFE

    PH: (02) 8 528 2000
    INT PLDT NDD: 1800 10 528 2000

     

    Philam Life Head Office
    15-18F Net Lima Building
    5th Avenue corner 26th Street
    Bonifacio Global City, Taguig
    Metro Manila, Philippines 1634

    CONTACT PHILAM LIFE

    PH: (02) 8 528 2000
    INT PLDT NDD: 1800 10 528 2000

     

    Philam Life Head Office
    15-18F Net Lima Building
    5th Avenue corner 26th Street
    Bonifacio Global City, Taguig
    Metro Manila, Philippines 1634

    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.

    PHILAM VITALITY

    Explore Philam Life

    Our Products

    Live Better

    Contact Us

    Philam Funds

    About Philam Life

    Media Center

    Our Corporate Governance

    GO TO

    PHILAM VITALITY 

    PAMI 

    BPI-PHILAM

    AIA.COM

    Visit our corporate site to learn more about AIA.

    EXPLORE PHILAM LIFE

    Our Products

    Live Better

    Contact Us

    Philam Funds

    ABOUT PHILAM LIFE

    Media Center

    Our Corporate Governance


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