Choose to pay for as short as 5 or 10 years, depending on what’s best for your needs so you don’t need to worry for a long time.
A HEALTHIER AND LONGER LIFE
Active Family Provider is powered by Philam Vitality - it lets you enjoy access to a total wellness program that will let you know your health, improve your health, and enjoy rewards as you go along. Through this, you will have a long and healthy life to enjoy.
As you live healthier, you earn points that will allow you to increase your Philam Vitality Status.
Get additional cash to help you recover from any of 56 covered major critical illnesses including cancer, heart attack and stroke, and get 25% in advance if diagnosed with any of 11 covered early stage conditions until age 75.
Continue to enjoy your plan without having to pay for the remaining premiums if you get totally and permanently disabled before age 60. You also receive a cash amount monthly.
If you want to purchase this plan for a child, this additional coverage allows you to continue the plan without having to pay for the remaining premiums if you get totally and permanently disabled before age 60 or before the child is age 25.
Active Family Provider is a Family Provider variant with Philam Vitality.
If you choose to discontinue your Philam Vitality Membership, you will no longer be availing of the Active variant and only the Family Provider plan will continue.
Life insurance benefit can vary depending on age and payment amount.
Premium period is not guaranteed. In the future, if the Account Value becomes insufficient to pay for charges, it is possible that additional premiums (i.e. top-ups) will be required to continuously enjoy the life insurance coverage.
Please consult your Financial Advisor or refer to the policy contract for full details on the critical illness definitions, exclusions and limitations.
The amount of your account value will vary depending on fund performance which may be affected by market conditions.
The minimum premium required may increase depending on the occupational and medical ratings of the proposed insured.
The contents of this page are for illustrative purposes only. Actual terms and conditions of insurance coverage are found in the policy. In case of conflict, policy terms shall prevail.
Upon receiving the Policy Contract, you may refer to it for the full details on the Critical Illness definitions, exclusions including the pre-existing conditions, and other limitations. If after reading the Policy Contract, you decide that this plan is not suitable to your needs, simply return it to Philam Life within fifteen (15) days from the date you or your authorized representative received it and we will refund to you the total premium you paid.